3 Jobs in Portland, ME
NBT Bank is Hiring a Mortgage Loan Originator Near Portland, ME
Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines. Develops plan to achieve sales goals, maintains network of outside referral sources in assigned territory. Meets with prospects, explains variety of mortgage products and services available, and negotiates terms and conditions of loans within approved authority and finalizes sales. Sells other NBT Bank products and services as appropriate. Coordinates the application process and follows it through to closing. Coordinates sales and product training activities with retail branches.
- Associates degree with emphasis on business, finance, or marketing/communications; or equivalent education and experience
- 2-5 Years prior sales experience
- Proficient with Microsoft Office – Word, Excel, PowerPoint, Outlook
- Ability to cold call prospects; network and develop outside business referrals
- Strong Verbal and Written Communication skills
- Ability to multi-task in fast paced environment
- Knowledge of a variety of mortgage loan products
- Ability to analyze credit reports and income and asset calculations
- 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches.
- 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs.
- 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate.
- 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes.
- 5% Other duties as assigned.
- Communicate effectively with internal and/or external customers
- Stationary 50% of time
- Move about within or between locations
- Bend, Twist, Crouch, Squat
- Move Objects to Maximum 10 lbs
Job Summary
Full Time
Banking
$63k-87k (estimate)
03/22/2024
07/18/2024
nbtbank.com
KINGS SETTLEMENT, NY
1,000 - 3,000
1856
JOHN H WATT JR
$200M - $500M
Banking
Related Companies
The job skills required for Mortgage Loan Originator include Mortgage Loans, Underwriting, Products and Services, Microsoft Office, Credit Reports, Written Communication, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Loan Originator. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Loan Originator. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Mortgage Loan Originator positions, which can be used as a reference in future career path planning. As a Mortgage Loan Originator, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Loan Originator. You can explore the career advancement for a Mortgage Loan Originator below and select your interested title to get hiring information.
If you are interested in becoming a Mortgage Loan Originator, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Loan Originator for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Mortgage Loan Originator job description and responsibilities
Mortgage loan officers also collect and verify all required financial documentation from applicants.
02/28/2022: Santa Rosa, CA
This person helps the home buyer or refinancer choose a loan, and understand all the rates and terms associated.
12/28/2021: Bremerton, WA
Experienced originators learn the field and know how the system works.
01/24/2022: High Point, NC
Good mortgage loan originators will go out of their way to make sure that their clients understand what the mortgage process entails, especially first-time home buyers.
02/14/2022: Paramus, NJ
As a mortgage loan originator, Alter will be responsible for originating mortgage purchases, refinances and home equity loans.
01/21/2022: Carson City, NV
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Mortgage Loan Originator jobs
Good loan originators typically work hard to develop new business opportunities whenever possible.
02/25/2022: Vineland, NJ
Monitor the application process.
02/15/2022: Greenville, MS
Loan Officers Genuinely Help People.
02/09/2022: Saginaw, MI
Three to five years experience as a Real Estate Loan Originator.
02/09/2022: Lebanon, PA
Employers typically prefer those possessing the following skills – a strong understanding of state and federal laws, ability to check the accuracy of the applications; good knowledge of accounting and finance, a solid understanding of how sales pipelines
01/27/2022: Idaho Falls, ID
Step 3: View the best colleges and universities for Mortgage Loan Originator.
Similar Jobs
Popular Articles
